Arizona calculators

Arizona Property Tax Calculator (LPV + Class System)

Compute an Arizona property's annual tax bill under A.R.S. Title 42 (Chapters 11-15) and Article 9 § 8 of the Arizona Constitution. Models the two-tier Full Cash Value (FCV) and Limited Property Value (LPV) regime with the 5% annual LPV cap (Proposition 117, 2012), the statutory property-class assessment ratios (Class 1 commercial at 16%, Class 3 owner-occupied primary at 10%, Class 6 agricultural at 15%), and the A.R.S. § 42-13301 Senior Valuation Protection freeze (age 65+ at the $48K single / $60K MFJ 2026 income limit, three-year renewal).

Arizona HOA Assessment Lien Calculator — ARS 33-1807 / 33-1256 (No Super-Priority; 1-Year or $1,200 Foreclosure Prerequisite)

Compute the Arizona HOA or condominium association assessment-lien total under the Arizona Planned Communities Act (ARS Title 33 Chapter 16; ARS 33-1807) or the Arizona Condominium Act (ARS Title 33 Chapter 9; ARS 33-1256). The lien attaches automatically when assessments come due and is enforceable by judicial foreclosure only — Arizona does NOT permit nonjudicial power-of-sale foreclosure for HOA assessment liens. ARS 33-1807(A) also imposes a statutory foreclosure prerequisite: the association may not foreclose unless the owner has been delinquent for one year or more OR the unpaid charges equal or exceed $1,200. Important: Arizona does NOT have a super-priority lien — the association lien is subordinate to a prior first mortgage of record. Returns the total lien amount, foreclosure-eligibility flag, priority status, estimated equity, and a recovery-probability classification for the collection file.

Arizona HOA Foreclosure Timeline Calculator — ARS 33-1807(A) + Title 12 Chapter 8 (Judicial Only; 1-Year/$1,200 Prerequisite; 6-Month Redemption)

Project the Arizona HOA association judicial-foreclosure timeline under ARS 33-1807(A) (judicial foreclosure required; statutory prerequisite of 1-year delinquency or $1,200 in unpaid charges) and Title 12 Chapter 8 (Arizona judicial-foreclosure regime; ARS 12-1281 et seq.). Models the date of default, demand letter, ARS 33-1807(A) prerequisite satisfaction date, earliest permissible filing date, complaint filing in superior court, Ariz. R. Civ. P. 4 service of process, Ariz. R. Civ. P. 12(a)(1)(A) 20-day answer period, judgment of foreclosure, writ of special execution under ARS 12-1551, sheriff sale under ARS 12-1622, and the 6-month redemption period under ARS 12-1281 et seq. Returns a milestone calendar, the earliest permissible filing date, the projected sheriff sale date, and the projected redemption period expiry. Distinguishes standard county dockets (330 days) from extended-docket counties (Maricopa, Pima — 420 days). Arizona does NOT permit nonjudicial power-of-sale foreclosure for HOA assessment liens.

Arizona HOA Quorum & Supermajority Calculator — ARS 33-1804 + 33-1817 (25% Quorum Default; 67% Amendment Default; Absentee Ballots)

Compute whether an Arizona HOA member vote has reached quorum and the votes-required-to-pass threshold under the Arizona Planned Communities Act (ARS Title 33 Chapter 16). Models ARS 33-1804(A) quorum (declaration-specified; 25% default when declaration silent; absentee ballots permitted alongside proxies); ARS 33-1817(A) declaration amendment 67% of total voting power default; ARS 33-1804(B) board removal by majority of total voting power (an OF-TOTAL threshold, not majority-of-quorum); termination typically unanimous absent declaration override; special-assessment ratification by majority of total voting power. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Arizona HOA Fines Calculator — ARS § 33-1803 / § 33-1243 (Schedule Required; 10-Day Notice; Hearing Committee; Protected-Activity Exemptions)

Compute the lawful fine amount for an Arizona HOA or condominium violation under the Arizona Planned Communities Act (ARS § 33-1803) or the Arizona Condominium Act (ARS § 33-1243). Arizona HOAs may NOT impose a fine that was not in an adopted fine schedule — a fine without an adopted schedule is void. Both statutes require at least 10 days written notice and an opportunity for an in-person hearing before a committee. Arizona also prohibits fines for political signs, religious displays, the American flag, and certain other protected activities under ARS § 33-1808 / § 33-1261. Returns the total fine under the schedule (capped at the schedule maximum aggregate), procedural validity, protected-activity flag, and the lawful fine amount.

Arizona HOA Reserve Fund Calculator — ARS § 33-1806(A) / § 33-1256 (No Statutory Minimum; Adequate Reserves Required; CAI 70% Benchmark)

Analyze the adequacy of an Arizona HOA or condominium association reserve fund under ARS § 33-1806(A) (Planned Communities Act) or ARS § 33-1256 (Condominium Act). Arizona requires the annual budget to include adequate reserves for capital expenditures and deferred maintenance — but imposes NO statutory minimum funding percentage. Returns the funding ratio, reserve deficit, recommended annual contribution (straight-line), per-unit contribution, annual shortfall, CAI adequacy tier (adequate ≥70% / marginal 30–69% / critically underfunded <30%), and projected 5- and 10-year balances.

Arizona HOA Annual Meeting Notice Calculator — ARS § 33-1804 (10–50 Days; Planned Community) / ARS § 33-1249 (10–60 Days; Condominium)

Verify compliance of an Arizona HOA or condominium association annual meeting notice with the statutory advance-notice window. ARS § 33-1804 (Planned Communities Act) requires written notice mailed not less than 10 nor more than 50 days before the meeting. ARS § 33-1249 (Condominium Act) requires not less than 10 nor more than 60 days. Returns the days of advance notice, compliance status (compliant / too-early / too-late), days outside the window if non-compliant, and whether the meeting is upcoming or past as of the evaluation date.

Arizona HOA Resale Certificate Fee Calculator — ARS § 33-1806(G) / § 33-1260 ($400 Standard Cap; $500 Expedited Cap; 10-Business-Day Delivery; 5-Day Buyer Cancellation Right)

Compute the maximum lawful fee for an Arizona HOA or condominium resale disclosure package under ARS § 33-1806(G) (Planned Communities Act) or ARS § 33-1260 (Condominium Act). Arizona caps the resale disclosure fee at $400 for standard delivery (10 business days) and $500 total for expedited delivery (3 business days). Arizona's fee caps are among the strictest in the country. Returns the maximum lawful fee, whether the charged fee exceeds the cap, the delivery deadline, delivery compliance status, and the buyer's 5-calendar-day cancellation window.