New Mexico calculators

New Mexico Property Tax Calculator

Compute a New Mexico property's annual tax bill under NMSA 1978 § 7-37-3 (assessment at one-third of full value) and § 7-36-21.3 (the residential 3% yield cap — New Mexico's analog to California Proposition 13, but at 3% per year instead of 2%). Models the § 7-37-5.1 Head-of-Household exemption ($2,000 reduction in taxable value), § 7-37-5.5 Veterans Exemption ($4,000), § 7-37-5.6 100% Disabled Veteran full exemption, § 7-37-7.1 Senior Valuation Freeze (age 65+ at the 2026 income limit of $34,400), and county mill levies for Bernalillo (Albuquerque), Doña Ana (Las Cruces), Sandoval (Rio Rancho), Santa Fe, and the major oil-county and rural jurisdictions.

New Mexico CIC Assessment Lien Super-Priority Calculator — Six-Month UCIOA Super-Priority (NMSA § 47-7C-316)

Compute the six-month super-priority dollar amount and sub-priority portion of a New Mexico common-interest community assessment lien under the New Mexico Condominium Act (NMSA § 47-7A-1 et seq.). New Mexico adopted the UCIOA framework; NMSA § 47-7C-316(b) creates a six-month super-priority window for unpaid common-expense assessments that is PRIOR TO the first security interest on the unit. Returns the super-priority amount, sub-priority amount, total lien, and equity-based recovery analysis. Models the automatic lien attachment at NMSA § 47-7C-316(a), the recording mechanics at NMSA § 47-7C-316(c), the reasonable-fee inclusion at NMSA § 47-7C-316(d), and the three-year statute of limitations at NMSA § 47-7C-316(e).

New Mexico CIC Foreclosure Timeline Calculator — Judicial-Only, Special-Master Sale, Nine-Month Redemption (NMSA § 39-5-1 / § 39-5-18)

Project the procedural timeline of a New Mexico common-interest community assessment-lien foreclosure under the New Mexico Condominium Act (NMSA § 47-7C-316) and the New Mexico judicial-foreclosure framework at NMSA § 39-5-1 et seq. New Mexico is EXCLUSIVELY JUDICIAL — there is no nonjudicial power-of-sale pathway. Models Rule 1-012 NMRA (30-day answer period), the typical 12-15 month judicial timeline, special-master sale procedure, and the NMSA § 39-5-18 nine-month right of redemption (one of the longest in the country). Returns the days-delinquent count, procedural posture, answer deadline, projected judgment date, projected special-master sale date, projected confirmation date, redemption period end date, and next-action recommendation.

New Mexico CIC Quorum & Supermajority Calculator — 20% Quorum, 67% Declaration Amendment, 80% Termination (NMSA § 47-7C-309 / § 47-7B-217 / § 47-7B-218)

Compute whether a New Mexico common-interest community unit-owner vote has reached quorum and the votes-required-to-pass threshold under the New Mexico Condominium Act (NMSA § 47-7A-1 et seq.) and the parallel New Mexico HOA Act (NMSA § 47-16-1 et seq.). New Mexico ADOPTED the UCIOA framework. Models NMSA § 47-7C-309 quorum (20% UCIOA statutory default), NMSA § 47-7B-217 declaration amendment (67% of total), NMSA § 47-7B-218 termination (80% of total), board removal (majority of those present), and bylaws amendment (2/3 of quorum default). Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

New Mexico CIC Resale Disclosure Calculator — 10-Day Statutory Delivery, 12-Item Content Checklist (NMSA § 47-7D-107 / § 47-7D-108)

Compute the statutory delivery deadline, fee reasonableness, and contract-buffer risk for a New Mexico common-interest community resale certificate under NMSA § 47-7D-107 (resale required) and NMSA § 47-7D-108 (10-day delivery deadline; 12-item statutory content checklist; reasonable fee; association-binding effect). New Mexico ADOPTED the UCIOA resale-certificate framework — this is a STATUTORY regime, not a contractual custom. Returns the required delivery date, the days remaining to the statutory deadline, the fee compliance assessment, the 12-item document checklist, and a closing-timeline status flag.