Ohio calculators

Ohio Real Estate Transfer Tax Calculator

Compute the Ohio Real Property Conveyance Fee that the county auditor collects when a deed is recorded — the state mandatory fee of $1 per $1,000 (ORC § 319.54(G)(3), = 0.10%) plus each county's permissive fee of up to $3 per $1,000 (ORC § 322.02, = 0.30%). Most populous Ohio counties — Cuyahoga, Franklin, Hamilton, Summit, Montgomery, Lucas, Stark, Butler and others — charge the full $3 permissive, for a combined $4/$1,000 (0.40%). Surfaces the seller-pays-by-default convention, lists the § 319.54(G)(3)(b) exemptions (gifts to family, spouse-to-spouse, inheritance, trust transfers to the same beneficial owner, transfers to government), and flags that Ohio — unlike New York or Florida — imposes no separate mortgage recording tax.

Ohio Condo Assessment Lien Calculator — ORC 5311.18 (No Super-Priority; Judicial Foreclosure Only)

Compute the Ohio condominium association assessment-lien total under the Ohio Condominium Property Act (Ohio Revised Code Chapter 5311) and ORC 5311.18 (lien attaches automatically; perfected by statement of lien filed with the county recorder; enforceable by judicial foreclosure under ORC Chapter 2329). Important: Ohio does NOT have a super-priority lien for condominium assessments — the association lien is subordinate to a first mortgage of record that pre-dates the unpaid assessment. Returns the total lien amount, priority status, estimated equity available to the association, and a recovery-probability classification (strong, mixed, weak) for the collection file.

Ohio Condo Foreclosure Timeline Calculator — ORC 5311.18(B) + ORC Chapter 2329 (Judicial Only)

Project the Ohio condominium association judicial-foreclosure timeline under ORC 5311.18(B) (enforcement by judicial foreclosure in the same manner as a mortgage on real property) and ORC Chapter 2329 (Ohio judicial-foreclosure regime). Models the date of default, complaint filing in the common pleas court, Ohio Civil Rule 4 service of process, Ohio Civil Rule 12(A) 28-day answer period, judgment of foreclosure, order of sale, sheriff sale, and confirmation of sale. Returns a milestone calendar, the projected sheriff sale date, and a target-judgment-on-track flag. Distinguishes the standard county docket (270 days) from extended-docket counties (Cuyahoga, Franklin, Hamilton — 360 days). Ohio does NOT permit nonjudicial power-of-sale foreclosure for condominium assessment liens.

Ohio Condo Quorum & Supermajority Calculator — ORC 5311.09 + 5311.05 (75% Amendment Default)

Compute whether an Ohio condominium unit-owner vote has reached quorum and the votes-required-to-pass threshold under the Ohio Condominium Property Act (Ohio Revised Code Chapter 5311). Models ORC 5311.09(B) quorum (declaration-specified; 51% non-profit gap-filler default under ORC 1702.20 when the declaration is silent); ORC 5311.05(A) declaration amendment 75% of total voting power default; ORC 5311.081 termination (typically unanimous); ORC 5311.16 bylaws amendment per bylaws specification; and the typical board-removal majority-of-quorum threshold. Returns the effective quorum, votes required, quorum-met flag, and current outcome (passed, failed, pending, or no-quorum).

Ohio Condo Resale Disclosure Calculator — ORC 5311.26 (10-Day Delivery; No Statutory Fee Cap)

Compute the Ohio condominium resale disclosure statement delivery deadline and fee compliance under the Ohio Condominium Property Act (Ohio Revised Code Chapter 5311) and ORC 5311.26. Models the 10-day statutory delivery window from request, the reasonable-fee expectation (no statutory cap), and the full statutory content list including financial statements, pending litigation, and reserve status. Returns the required delivery date, fee compliance evaluation, delivery status (pending, on-time, late), and the complete document checklist for the disclosure package.

Ohio HOA Assessment Lien Calculator — ORC § 5311.18 (Condo) & § 5312.14 (Planned Community) Lien Amount & Priority

Compute the total Ohio HOA or condominium assessment lien amount (principal + late fees + attorney fees) under ORC § 5311.18 (Ohio Condominium Property Act) or ORC § 5312.14 (Ohio Planned Community Act). Ohio requires judicial foreclosure to enforce assessment liens and does NOT provide a confirmed statutory super-priority over a recorded first mortgage — unlike Illinois (six-month super-priority) or Massachusetts. The calculator flags this as "limited priority," estimates the judicial foreclosure timeline (12–24 months), and explains the lien attachment mechanics under Ohio law.

Ohio Condominium Reserve Fund Calculator — Funding Ratio, Deficit & 2/3 Waiver Vote under ORC § 5311.081

Compute the Ohio condominium reserve fund funding ratio, deficit, recommended annual contribution, and projected 5/10-year balances under ORC § 5311.081 (Ohio Condominium Property Act). Ohio does NOT prescribe a minimum funding percentage — the board sets the amount. Reserve contributions may be waived only by a 2/3 vote of ALL unit owners (not just a voting majority). The calculator flags funding ratios below the 70% CAI industry standard and computes the exact 2/3 waiver vote threshold. Contrasts with Florida's post-SIRS mandatory funding rules and North Carolina's adequacy-disclosure model.

Ohio HOA Fines Calculator — ORC § 5311.041 (Condo) & § 5312.07 (Planned Community) — Declaration-Controlled Caps, Procedural Validity & Lien Conversion

Compute the lawful maximum Ohio HOA or condominium fine under ORC § 5311.041 (Ohio Condominium Property Act) or ORC § 5312.07 (Ohio Planned Community Act). Ohio has NO statutory per-day or aggregate fine cap — the governing documents control. Enter your declaration's fine schedule to apply the declaration-controlled cap. The calculator checks procedural validity (reasonable notice and opportunity to be heard), flags any overage above the declaration cap, and determines whether the unpaid fine converts to a lienable assessment under ORC § 5311.18 / § 5312.14. Contrasts with North Carolina ($100/day, $2,000 aggregate cap) and Florida ($100/day, $1,000 aggregate cap).

Ohio Condo Resale Certificate Calculator — 10-Day Delivery Deadline & 3-Business-Day Buyer Rescission under ORC § 5311.091

Compute the Ohio condominium resale certificate delivery deadline (request date + 10 calendar days) and buyer's rescission window (3 business days ≈ 5 calendar days) under ORC § 5311.091 (Ohio Condominium Property Act). Determines whether the certificate is on time, overdue, or not delivered; flags whether the buyer retains an unlimited pre-closing rescission right; and notes if the association fee exceeds the $400 market-rate benchmark (Ohio has no statutory cap, unlike Arizona's $400 cap). Also covers ORC § 5312.11 for planned-community resale disclosure.