Texas calculators

Texas HOA Assessment Lien & Foreclosure Calculator

Walk a Texas HOA assessment-lien enforcement file against Texas Property Code Title 11 (Texas Residential Property Owners Protection Act): the 30-calendar-day pre-foreclosure notice under § 209.0091, the judicial-foreclosure default under § 209.0092, the attorney-fee preservation under § 209.008, and — most importantly for owners — the 180-day post-sale right of redemption under § 209.011 (unique to Texas in the HOA context; Florida has no equivalent). Returns the effective service date (signed return-receipt or dispatch + 5-day mailbox presumption), the earliest foreclosure-eligible date, a days-remaining countdown, the procedural posture (not sent / within window / window expired), and — if a foreclosure sale has occurred — the redemption deadline and days remaining to redeem.

Texas HOA Fines & Procedural Validity Calculator

Walk a Texas HOA fine through the Tex. Prop. Code § 209.006 procedural ladder: 10-day written notice, opportunity to be heard before a properly composed committee (at least 3 owners who are not officers, directors, or employees), and the declaration daily cap. Returns total fine lawful vs. charged, any overage, lien eligibility under Chapter 209, and suspension eligibility under § 209.0051.

Texas HOA Resale Certificate Deadline Calculator

Compute the Texas HOA resale certificate delivery deadline (written request + 10 calendar days under § 207.003), determine whether the certificate is overdue as of today, and calculate the buyer's 7-day cancellation window under § 207.007 — either 7 days from receipt or 7 days from closing if the certificate was not delivered before closing.

Texas HOA Open Meeting Notice Calculator

Check whether a Texas HOA board or annual meeting notice complies with Tex. Prop. Code § 209.0051 (regular board meetings: 72-hour advance notice) and § 209.00593 (annual meetings: 10–60 day window). Returns the compliance verdict, minimum notice deadline, the valid posting window for annual meetings, and days early or late.

Texas Chapter 82 Condominium Reserve Fund Calculator

Compute the recommended annual reserve contribution for a Texas condominium association under Tex. Prop. Code § 82.114 (straight-line funding: replacement cost minus current balance divided by remaining useful life), the current funding ratio, years to full funding, the 2/3 owner-vote threshold to waive reserve requirements, and whether a reserve study is required under § 82.1141 (64+ units).

Texas HOA Special Assessment Calculator

Compute per-unit and total special assessment amounts under Tex. Prop. Code § 209.00592, check whether the amount exceeds the annual budgeted assessment per unit (triggering the likely owner-vote threshold in most declarations), and calculate monthly installments. Returns a warning when the special assessment may require owner approval beyond board authority.

Texas HOA Voting Rights & Use Rights Suspension Calculator

Determine whether a Texas HOA may suspend a delinquent owner's voting rights (operational matters) and common-area use rights under Tex. Prop. Code § 209.0051(c). Returns a procedural checklist (open meeting, notice, hearing opportunity), what CAN and CANNOT be suspended (director election voting is separately protected under § 209.00592 and is never suspendable), and reinstatement conditions.

Texas Homestead Property Tax Cap Calculator

Quantify a Texas residence homestead's property-tax bill under the post-Proposition 4 framework: the $100,000 school-district exemption (Tax Code § 11.13(b)), the additional $10,000 for owners 65+ or disabled (§ 11.13(c)), the $5,000 mandatory non-school minimum exemption, the 10% appraisal cap (§ 23.23), and the three-year non-homestead 20% pilot cap on property under $5M (§ 23.231, sunsets December 31, 2026). Surfaces the cap-versus-market gap and the school-district tax ceiling for 65+/disabled owners.

Texas Wage Garnishment Protection Calculator

Determine whether the Texas Constitution Art. XVI § 28 wage-protection blocks a creditor's garnishment, and — where one of the six federal-supremacy or family-law exceptions applies — compute the maximum withholding under the federal Consumer Credit Protection Act (15 U.S.C. § 1673), the Texas Family Code § 158.009 50% support cap, the 34 C.F.R. § 34.19 federal student-loan AWG (15% of disposable earnings), and the IRC § 6334 IRS levy exempt-amount table. Texas is one of four states (TX, NC, PA, SC) that affords constitutional wage-protection against consumer creditors.

Texas Property Tax Protest Calculator

Score a Texas property tax protest under Tax Code Chapter 41 — § 41.41 protest grounds, § 41.44 May-15-or-NOAV+30 filing deadline, § 41.45 hearing mechanics, and § 41.71 judicial appeal — and project expected reduction, tax savings, and a per-pay-period filing deadline. Three-tier path: informal staff conference (≈ 40% success, 8% typical reduction), formal Appraisal Review Board hearing (≈ 30%, 10%), judicial appeal (≈ 45%, 15%). Evidence-weighted: comparable sales, recent purchase price, and a reasonable claimed reduction (0-30%) drive the strength score that scales the success probability.

Texas Independent Administration Probate Cost Calculator

Estimate the total cash cost of Texas probate under the three statutory paths: independent administration (Tex. Estates Code Chapter 401), dependent administration (court-supervised), and muniment of title (Tex. Estates Code § 257.001). Computes the executor's commission under § 352.002 (5% of cash receipts + 5% of cash disbursements, capped at 5% of gross estate, with will override allowed under § 352.002(d)), the attorney fee under § 351.003 (no statutory schedule — rule-of-thumb 3%–5% independent, 5%–10% dependent, flat fee for muniment), and the county filing fee. Surfaces the independent-vs-dependent savings line that is the central planning consideration in routine Texas estate work.